Allie Pfannenstiel

Allie Pfannenstiel

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$427,000

($427,000 down)
FHA

5421 Emerson Road, Sacramento, CA 95820

3
1
1,152 sqft
PITI Monthly
$2,011.07 /mo

Listing courtesy of: KellieJo Lovato, Lisa Drake Properties

Assumed Rate

%
7.15%

Principal & Interest

$1,689 /mo
$2,540 /mo

What's Special

DINING
SPACIOUS
MOVE-IN READY
FIREPLACE
SAFE
COZY

Welcome to this lovingly maintained gem perfect for first-time buyers or a growing family! Ideally located near great schools and centrally situated with easy freeway access, this home offers both charm and convenience. Every inch of the property is thoughtfully designed, including a detached garage that's ready for your vision whether storage, a gym, or a workshop.The open and airy great room concept seamlessly connects the dining and family areas, centered around a beautiful fireplace perfect for cozy nights at home. Oversized front windows and abundant natural light throughout create a warm, inviting atmosphere. All the windows in the home are newer, providing energy efficiency and a fresh, updated feel.The spacious primary bedroom features a wall-to-wall closet and plenty of sunlight. The home also features a solar system designed to keep monthly SMUD bills low with details available for buyer review. The central heating and air system is newer as well, ensuring year-round comfort and reliability. The backyard provides a safe space for pets or children to play and unwind. With newer exterior paint and a roof less than 10 years old, this home is truly move-in ready with room for your own customizable touches. Don't miss out homes like this go fast!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
Remaining Loan Term
29 years, 5 months
Monthly PITI
$2,011.07/mo
Estimated Loan Balance
$374,681
Cash to close
$427,000
Interest Paid
$0

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Block, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Brick, Living Room
  • Flooring: Linoleum, Wood, See Remarks

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Block, Wood
  • Roof: Shingle
Condition
  • Year Built: 1952
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Colonial Village
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $370.66
  • Tax Annual Amount: $
  • On Market Date: 2025-04-28T02:53:49.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $427,000 (100%)
You can enter any amount below - secondary financing will cover the difference if needed.
100%
$

You cover the entire equity of $427,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage% Sellers Rate
$0
Your Cash:$427,000
Total Purchase Price:$427,000

Assumed vs Traditional Mortgage

Assumed @ %
$1,689/mo
Traditional @ 7.15%
$2,635/mo
You save $946/month ($11,352/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225052467

Listing From: MLS Metrolist

Last updated: 2025-04-28T02:50:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

%
7.15%

Principal & Interest

$1,689 /mo
$2,540 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $427,000 (100%)
You can enter any amount below - secondary financing will cover the difference if needed.
100%
$

You cover the entire equity of $427,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage% Sellers Rate
$0
Your Cash:$427,000
Total Purchase Price:$427,000

Assumed vs Traditional Mortgage

Assumed @ %
$1,689/mo
Traditional @ 7.15%
$2,635/mo
You save $946/month ($11,352/year)

*Secondary financing rates are an estimated value based on input

Follow Us
My Home Group
Agent/Broker
Allie PfannenstielMy Home Group(480) 708-2904allie@alliesellsarizona.comMLS BR671778000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than My Home Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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